Motor Insurance is insurance for Private Cars, Trucks, Buses, Two-Wheeler and other Road vehicles. Its primary use is to provide financial protection against physical damage of the vehicle or Third-Party Liabilities resulting from traffic collisions and other perils covered under the Motor policy. Motor insurance may additionally offer financial protection against theft of the vehicle and against damage to the vehicle sustained from events other than traffic collisions, such as Fire, Riots, Strike, Weather or Natural Calamities etc.