A major fire is a disaster for a business and many companies never recover. Fire Insurance covers your office's structure and contents not only against the risk of fire but also other perils like lightning, flood, storm, earthquake, riots etc.
This policy covers loss of profits of a business due to reduction in the turnover caused by a loss or damage covered in the Standard Fire Policy. This insurance includes cover for Increased Cost of Working following the loss of Standing Charges
This policy covers property contained in business premises, stocks owned or held in trust against the risk of burglary. It also covers cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard on specific request.
The Electronic Equipments Insurance policy protects your equipment like computers, communication systems, testing devices and other electronic equipment from any risk while such equipment is at work, at rest or during maintenance operations.
Almost all businesses handle cash, cheques, and bankers’ drafts, making this form of insurance essential. Money Insurance • Covers money while in transit in the personal custody of the insured or his employee, • Covers money in premises during business hours, • Covers money in a safe or strong room outside business hours.
This policy covers valuables like Jewellery, ornaments, paintings, work of art, and similar artifacts of sentimental values. The policy provides cover on a wide basis and covers loss or damage due to fire, riot & strike, burglary, house breaking, theft and accidental loss or damage. Cover is not freely granted on account of its vulnerability to losses and moral hazard
This is a comprehensive policy to cover damage to your assets from all unforeseen circumstances except for those specified "Exclusions". There are two Sections in the Policy : Section I - Material Damage and Section II - Business Interruption. The policy can be opted for by large as well as mid-size corporates.